Personal financial hardships happen. People lose jobs. People suffer a major medical event that racks up countless of medical bills. Hard times hit everyone. We can help. Mooney Law handles Maryland Bankruptcy.

Whether you are considering filing a Chapter 7 or Chapter 13 in Maryland bankruptcy, we can provide expert advice, guide you through the process, and get your case filed to get you financial relief.

When you need a Maryland bankruptcy attorney, Mooney Law provides experienced, trusted, diligent, and proven legal representation. We handle bankruptcy cases of all types no matter how complex.

Filing a Chapter 13 in Maryland Bankruptcy helps individuals and couples save their home, save their automobile (s) by entering into an affordable monthly repayment plan. Through the repayment plan, a debtor may pay back some, all, or none of their unsecured debt, while saving their secured debt, such as their mortgage or auto loans. At then end of a Chapter 13 repayment plan, whatever unsecured debt is left over will be forever discharged. It is important to understand that not all debts are dischargable. We will help explain this process to you. Bankruptcy can stop foreclosure and repossession, reduce payment amounts for auto loans, pay off auto loans in full through the repayment plan, help catch up on past due child support and alimony and taxes you may owe.

Filing a Chapter 7 Maryland bankruptcy helps people who cannot afford to repay any portion of their unsecured debts. Chapter 7 has very stringent income requirements that people must meet to be even eligible to file a Chapter 7 bankruptcy. In a Chapter 7, the Chapter 7 trustee reviews debtor assets to determine if the trustee can sell any of the debtor’s property to repay the debtor’s unsecured debts.  In reality, most Maryland Chapter 7 cases do not result in the selling of property. Our legal expertise will help you protect your assets. Unlike a Chapter 13 repayment that will last either 3 or 5 years, in a Chapter 7, you can have unsecured debts discharged in four to six months.

Call us today for an ABSOLUTELY FREE Maryland Bankruptcy consultation to determine if Bankruptcy is right for you, and if so, whether Chapter 7 or Chapter 13 is right for your personal situation. Maryland can Count on Mooney for Maryland bankruptcy.